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Homeowner Tips · 5 min read

Will Home Insurance Pay for Foundation Repair?

It's the question everyone hopes has a yes answer. Whether insurance covers foundation repair depends entirely on the cause of the damage.

Homeowners policies generally cover sudden, accidental damage — not gradual wear or soil movement, which are the most common causes of foundation problems.

Usually Covered

Damage from a covered event — like a burst plumbing line or certain accidents — may be covered. Documentation and a professional assessment help your case.

Usually Not Covered

Settlement from expansive clay soil, poor drainage, or normal aging is typically excluded. Even so, a lifetime transferable warranty from your repair company protects your investment going forward. We're glad to provide the documentation you need for a claim.

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